How is Your Awareness?

The newest cottage industry as it seems is “the Law of Attraction.” By now you must have been touched by a LOA coach or someone looking to sell you a package. Now, I am not going to diminish the law of attraction because I know it exists and I also have realized the benefits of its usefulness in my life. But there is no big secret nor is there any pressing need to find a guru to magically transform you.

Let’s look at some very simple principles that can alter your thinking and therefore dramatically change your actions. I like to refer to these principles as UNAWARE, AWARE, AWARENESS.

The stage of unaware is the major starting point for everyone. I can best show how this works with an example from my own life. I spent many years playing and coaching baseball. While coaching I came upon a great deal of information that I never came upon as a player. It is safe to say that if I knew what I had learned in coaching when I was a player I would have been a dramatically better player. You see when I was a player I did not know that there was information that I did not know. Seemingly counter-intuitive but the reality is I did not know that I did not know. Thus I was unaware. Not knowing what you don’t know would be the definition of unaware. The vast majority of people move through their entire life in a state of unawareness. This is especially damaging to one’s financial life.

The second stage if one is fortunate enough to attain is that of being aware. It is here that you become aware of the fact that there is information that you don’t know and haven’t yet been able to use due to unawareness. Sounds rather silly and quite simple, yet the reality is there is almost infinite amounts of knowledge in every subject that we are missing. The simple ability to recognize the existence of this knowledge is major breakthrough and puts you on the pathway of great accomplishment. You can step out of your current situation and dramatically alter your life by simply becoming aware. (The law of attraction begins with becoming aware). The definition of aware is knowing that there is much that you don’t know. Thus I was aware.

The third and final stage is awareness. At this stage you are able to identify that there is much you don’t know and thus you need to learn what you don’t know. Now, you can’t learn everything you don’t know but there is tremendous value waiting for you in the selection of the most pressing knowledge that focuses on what you are seeking to accomplish. In simple terms learning what would best promote your present desires is a sense of awareness. The definition of awareness would be knowing that you don’t know and seeking that which you don’t know in order to acquire knowledge that makes you an authority in your chosen field. Thus I reached awareness.

The Law of Attraction is magnified for those with authority. The abundance that surrounds you is attracted to you through your attraction to others. When you have a authority you have influence and this makes you sought after. The attraction of wealth comes to you through your authority. Those who go through life unaware never even realize what they are missing. They have zero authority and therefore zero influence. They simply are. While there is nothing wrong with being unaware, it has the greatest limitation of all. For those who are fortunate enough to become aware much of the limitation is lifted, yet the ceiling is hit when there is no movement towards awareness. The greatest rewards and benefits exist at awareness which is a never ending stage because you can never accumulate all the knowledge that is available in your search.

I started the Advocacy Network to stop victimization in the financial decision making process. The truth is victimization is a much greater issue in life in general. I challenge you to rise out of unawareness and if that has already been accomplished then the challenge exists to embrace awareness with your very being and maximize the law of attraction. You can do this all on your own, as your authority will attract that which you truly desire.


Karl Schilling

321-250-1445 O  321-947-3220 C

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Public Awareness and Branding

I anticipate you as an investor have been bombarded with penny stock information. Usually this comes into you email or you go looking for it directly. Either way you end up with well too much meaningless tripe and very little influential material. This tends to be the IR (investor relations) industry modus operandi. Throw enough against the wall and some will stick.

Well, you know that our mission is to help you make smart decisions about money and find meaningful ways to grow and increase your wealth while also ensuring that you place the proper risk management tools in place to protect and replace your income as well.

When it comes to small cap, micro-cap or emerging growth companies (however you wish to define them) there are realistic and highly profitable opportunities to invest in. Of course you need a selective radar and a full understanding of what to long for and how to define it. We will be developing a full platform to help you identify and fully vet these profitable opportunities. We will not be providing you with selections nor making picks, we will however be providing you with companies that have been fully vetted and identified through the Advocacy Network. These will be companies we work with directly and can provide complete and total transparency about.

Our work with these companies is geared to Brand Their Ticker and get them the most positive and fully transparent exposure possible. This is true awareness, not some hype but the complete story including warts and all. It is apparent and quite obvious that emerging growth companies (small cap, micro-cap etc..) come with certain risk profiles and they have numerous negatives which should be fully understood when investing in them. With that being said these companies still offer great gains and opportunity when they are fully vetted and strong due diligence is completed. Too many investors lay their money down looking for fast and huge returns and seemingly disregard the fundamentals behind investing. These companies need to be treated with a long term view just as Blue Chips are regarded as long term. Of course there can be multiple opportunities to take back some profits but the investment cycle should be a long term strategy. (We will get into more specific reasons for this in later materials).

Kindly put us on your favorites list and come back for all updates. You can also become a member of the Advocacy Network for free and get all our educational materials and offerings.

Thanks and I look forward to helping you make smart decisions about money,


Karl Schilling


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The Magic Silver Bullet Syndrome

Great wealth for little or no effort, free money, quick returns, overnight success, zero risk, risk free, GUARANTEED! This is the rhetoric of the magic silver bullet syndrome. The one consistent behavior trait that supersedes even cynicism and skepticism is the belief that one can get rich quick. This has long been the implied promise in all scams, frauds and predatory sales tactics.
When you grasp a very simple concept you can let go of this tragically destructive belief pattern. In fact the ability to be inoculated and insulated against scams, fraud and predatory sales tactics is built upon a foundation of behavioral change. The ability to change any behavior pattern relies on the foundational change of a belief. Many times beliefs become deeply ingrained and as such are sub-conscious triggers which we are unaware of. When these triggers are launched the results are a pre-ordained decision-making process which has been built upon the underlying beliefs about any pertinent information.
The simple truth is if you believe the sky is black then you will make all your decisions based upon this information, regardless of the fact that the sky is blue. You ultimately see what you believe and therefore the sky is black and no amount of evidence will shake this ingrained belief. The old adage goes I’ll believe it when I see it, but the truth is I’ll see it when I believe it. Now, of course this is a very extreme example but it highlights how the sub-conscious process works.
Beliefs about money are just as extreme, every individual has developed certain beliefs about money and all their financial decisions are made based upon their beliefs. If you have been ordained to believe that “money is the root of all evil” and to be wealthy would be destructive then you are repelling money on a daily basis and all you decisions are made with this simple belief driving your sub-conscious mechanisms.
With this awareness you can now understand the common urge to find quick money and find shortcuts to success. On a conscious basis the vast majority of individuals want to believe that there is a magic silver bullet that will take care of all your needs and get you out of any difficulties. It is simply a natural mindset to feel comfortable with the chance to win the lottery and have all the problems melt away. Of course the statistical probability of winning the lottery is just a tad above zero, but the chance is the addiction. We are addicted to chance. We want to believe and we want to win with no sacrifice, no risk and want a guarantee that if we fail we came be made whole immediately.
The reality is there is no winning without work, there is no success without sacrifice and there are no guarantees in life. One of the greatest tools in a scam artist’s tool bag is the impression that there are guarantees and there are risk free opportunities to become immensely rich and have everything you ever dreamed of. This fantasy is portrayed time and again in every commercial venture you are exposed to. It is played out emotionally in scams, fraud and predatory sales tactics though.
So what is the simple answer to this tragically destructive belief? Here it is:
There is no such thing as a magic silver bullet!
The magic silver bullet in any deal, opportunity, marketing proposals etc… doesn’t exist.
Debating interplanetary aliens, Big Foot, the Loch Ness Monster and the many other real or unreal is good for scientific and intellectual debate none of these beliefs directly endanger your financial future. (Unless of course the scam or fraud is driven around a space trip or a big foot excursion).
The existence of a magic silver bullet keeps scams and fraud alive and well. When you give up this one belief and accept that success is possible through a structured work ethic, great financial results can be had through the use of solid due diligence, intelligent use of time, capital, and rate of return you can eradicate the magic silver bullet myth. That financial success can be had through the oversight of risk profiles and how risk relates to return and how growth expands when risk, return and chance are properly executed. When you remove the magic silver bullet you can think logically and rationally. You can attach your emotional connections to the elements of your life that require strong emotional support. Money is simply a concept it is not a living breathing organism and it does not have any emotional value. Unfortunately most people have attached an emotional value to money and it is this emotionally driven impact that gets in the way of making smart decisions about money. Money can be an ally or a great misery. The choice is up to the individual.
Repeat after me: “There is no magic silver bullet”

Karl Schilling
The Advocacy Network
321-250-1445 O
321-947-3220 C
Skype: karl.schilling5

Posted in ALternative Investments, Congress, financial planning, government health care, health care, health insurance, health plans, Hedge Fund, Investing, IRA, Leadership, MicroCap, Obama, Obama administration, politics, retirement, retirement planning, SmallCap, Smart Decisions About Money, Smart Money, Uncategorized | Tagged , , , , , , , , , , | Leave a comment

Anchoring and Decision Making

The cognitive bias that describes our common tendency to place too much emphasis on one trait or piece of information when making a decision is called anchoring. This occurs during the normal decision making process when we rely too heavily on a specific piece of information which governs our thought process.
Once the anchor is stamped in our mind there is a bias set towards adjusting all information to reflect the anchored information. This cognitive bias is often developed at a young age when it is reinforced through our learning process.
Anchoring has a strong impact on our beliefs about money. The financial decision making process an individual moves through is reflective of their perception of money. For example, a person looks at investing in a company they may focus excessively on a certain element of fundamental analysis and use those criteria as a basis for evaluating the value of the investment, rather than considering all the proper elements of complete due diligence. The bias will cause the investor to view all future information in a manner that reinforces their decision.
These decision traps commonly lead to investors staying too long with an investment as well as developing a very large blind spot with regards to the initial investment decision.
Understanding the psychology of your decision making process will allow you to eliminate pre-conditioned bias’ which reduce your probability of making successful financial decisions. Awareness will also help you develop an objective decision making process.
Scam and fraud victims are manipulated through the knowledge and experience their perpetrators have in the field of psychology. In order to insulate and inoculate yourself fully you must understand the psychology behind your financial decision making process. You don’t stand a chance if you haven’t gained full awareness of your anchors. Believe me when I tell you that the professional scammers and fraudsters will find your anchors very quickly and devise a strategy to use to their best interests.
Your focus points for this concept are simple; return to your journal and review your last 5 investment decisions. Take the time to reflect on the answers to several questions:
1. What is the most important aspect of an investment for me?
2. What is my due diligence process?
3. What must an investment not have that makes me decide to say no?
4. What must an investment have for me to say yes?
5. Why do I want to invest?

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Financial Gain or Folly

  • Much has changed in how we approach investing decisions. Thanks to vast research into behavioral biases we can now identifyareas of vulnerability that mostly no one even knew existed in past generations. One of the base rules in psychology is you get more of that upon which you focus and any excessive focus in one area will lead to something important being overlooked.

  • The small sampling of successful investors seem to understand that the actual risks or opportunities in the financial markets do not necessarily correlate with the attention they receive. An example of this was for the last quarter in 2012 it appeared the only thing on the minds of investors were the “sky is falling” focus on the Fiscal Cliff and all the misery it would create when we went over it. In the end we did go over the cliff and the result was the market rose 10%. So while people were obsessing over the doom and gloom they failed to notice the real effects of what was happening in the financial markets.
  • What we have here now is the reality that behavioral biases are not new, but our constant focus on them is. Because of this other basic threats to investment success are being ignored such as historical context. Sadly, investors respond to perceived threats without historical context which leads to making some horribly misguided decisions. This is quite evident in the victims of scams, fraud and predatory sales manipulations. Due diligence with historical context requires the simple exercise of patience and research. While behavioral biases are difficult to immediately identify the planned process of due diligence is under the full control of the individual.
  • As we all know past history is no predictor of future outcome, yet past historical references can elicit valuable information that helps a proper due diligence process. In any investment, risk is a major benchmark. Risk can never be eliminated but it certainly can be mitigated. One of the basic tenets which captures victims is the lack of true understanding of risk. The manipulation of risk tolerance is the key element in any scam or fraud. The painful reality is people like to be deluded into the belief that risk can be controlled. Risk is much like fire, in that there is no guarantee of how fire will behave. Sure there is a science that can back the use of fire and how to control it is so-called controlled environments. But in the real world fire is tremendously dangerous and quite destructive. Risk is the same. Many have attempted to eliminate the disasterous consequences that risk can cause. In the world of the conman risk isn’t only controlled it is totally eliminated and the guise of guarantees are used to comfort and control investors. Once comforted into a position where you believe that risk doesn’t exist you are free to make finacial decisions you would never normally make. The most compelling reality is that everyone seems to understand this when it comes to other areas of life but are blinded to the causitive results in financial decision making processes. An example of this would be asking you to walk on a tight-wire that is 2 inches off the ground. Of course you would not feel any fear in the risk of 2 inches, but if I asked you to walk across the same tight-wire between 25 story buildings you might quickly turn down my offer. The difference obviously is the risk involved. But when it comes to serious financial decisions the same types of offers are made with regularity and people consistently are willing to walk the tight-wire between 25 story buildings.
  • In effect you can learn from several different experiences. The first and most prevalent is your own personal experience, this of course is the most painful as it exacts a 100% price from your own emotional and psychological history. The second way you can learn is by the experience of others who you know. This is less painful but still has some minor emotional nad psychological price attached. The last and most effective way is to learn from the overall history behind an investment. This allows you to study all aspects and see all the impact from every angle and result and thus give you the best overview with which to design a decision. From this education we can learn that all investment risk exists within our own behaviors. So while everyone else focuses on the big picture and all the external threats, your attention will actually be focused on the downside and watching how an opportunity ultimately fits within your specific circumstance.

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    The Power of Intent

    The man who is intent on making the most of his opportunities is too busy to bother about luck.
    B. C. Forbes

    The definition of intent includes such terms as aim and purpose. It is a fundamental starting point. If one set out to accomplish something and begins without intent then they are simply racing idly through their life. Accidental accomplishment isn’t a good way to develop a career or solidify a life’s work.
    Napoleon Hill talked in terms of “definiteness of purpose” when he started his 17 principles of success. His starting point for all success was within this concept. Intent is just another definition for this concept.
    Intent can be either negative or positive; it has no character attached to it. It is the essence of the person behind the intent that validates the characterization of the intention. The reality though is that without intent you are not committed. You have not taken any steps towards accomplishment without formulating a definitive intent.
    Much of our experience is the result of our imprinting from our subconscious mind. We are subject to the behaviors which were manifested through our subconscious imprinting. Intent however is a conscious driven imprint. We have complete conscious control over the creation of our intent. The truth is that the conscious creation of intent is simply and extension of what is already being programmed through our subconscious mind.
    The real power of intent is subject to the conditioning of our mind. By embracing a prosperity driven mindset we initiate the intent of abundance. Through abundance we see the world filled with opportunity and can generate accomplishment in all we choose to do. The intent is always to recognize opportunity. It is this intent that becomes the driving force behind all accomplishment. When you are part of an abundant environment your options become unlimited, your actions can become a dominant force towards manifesting goodness and well-being around all aspects of your life. Everything looks, sounds, feels, and tastes better. Life becomes a journey towards self-fulfillment.
    Your intent ultimately defines who and what you are. We have all heard the old adage of how the road to hell is filled with good intentions. This misses the point of fact that intent is what you choose it to be. You have complete control over the choice of your intent, do you choose to see abundance or do you choose to see scarcity? Whichever one you choose is what you will ultimately end up with.

    Karl Schilling

    Posted in ALternative Investments, Congress, financial planning, government control, government health care, health care, health insurance, health plans, Hedge Fund, Investing, IRA, Leadership, MicroCap, Obama, Obama administration, Penny socks, politics, retirement, retirement planning, SmallCap, Smart Decisions About Money, Smart Money, Uncategorized | Tagged , , , , , , , , , , | Leave a comment

    The “Cheap Money” Trap

    The US Fed led by Ben Bernanke has created a fiscal death trap for unknowledgeable investors. There is a mirage that has blinded investors and duped them into a sense of comfort and security. As the stock market continues to rage on with zero fundamentals it becomes more and more apparent that this is going to end badly.
    GDP growth is an out-and-out lie… Real job creation is non-existent… Inflation is rising (don’t believe the government)… And let’s not forget America’s nearly $17 trillion debt that hovers over our heads like a 2 ton anvil.
    The government and the media are all pitching an economic recovery, but just ask yourself does
    • Declining Incomes
    • Hidden Inflation
    • Hidden Unemployment
    Constitute an economic recovery. Does 1.5% growth reflect an economic recovery?
    The present fiscal policy is to continually print new money which keeps the Banks balance sheets looking good and this money also artificially keeps interest rates low. Presently the FED is printing over $1T per year to keep the Banks propped up. This isn’t capitalism; it is a private enterprise through government. Without all the printing the Banks would fail, in a true capitalistic enterprise the Banks would be allowed to fail and then the recovery could begin.
    So now we have an artificially inflated stock market that is not allowed to correct itself as would happen in a true market. Make no mistake; stocks are only going up because of increased liquidity from the Fed and corporate measures that reduce costs (reduction in workforce and other general administration cutbacks).
    The average investor has no idea that 80% of trades executed in the stock market are done by high-frequency trading algorithms. And those algorithms are operating on flawed data (see: “official” unemployment rates). The flawed data is all manipulated through government controls and reporting. Do you really believe the inflation numbers, unemployment numbers and other leading and lagging indicators put out by the government? Just look around you, what is happening to food prices? What is happening with energy costs? How many of your neighbors are working at full time jobs?
    So the only sign we have that things are going well is a stock market that’s no market at all.
    This week the FED once again decided to keep the pedal to the metal and continue to print more money. They know that if interest rates were allowed to rise in the short term we would be looking at a crash of the bond market, a real correction in the stock market and the insolvency of many banks in the system. The problem is that while the cheap money keeps the Banks and Stock Market afloat it also consistently erodes the value of the dollar. At this moment the markets are driven by bad news in an opposite direction; in other words bad news is good news and good news is bad news. The market is totally upside down in its thinking because investors realize that bad news makes the FED continue to print money. Sadly this ride has to end regardless of market conditions.
    There is a point at which your debt is worthless and there are no buyers. Presently the largest purchaser of US debt is the FED. That means we are purchasing our own debt with money we are presently printing. The market for US debt is continuing to shrink and the only way to keep it going is for the US to print money and purchase their own debt. This type of strategy wouldn’t even be acceptable in an ECON 101 class.
    The more damning dilemma is the reserve currency status. Presently the US has the ability to print their own money and control their interest rates because of the global status of being the reserve currency. The continued devaluation of the dollar will make it less attractive as the reserve currency. This will open the door for China to become the reserve currency and then the US will have to actually pay down the insurmountable debt that will be left.
    Why is any of this important? Well you must be aware and make decisions which will allow you to keep your wealth. If you simply stand on the sidelines and wait it out you will find nothing left in your cupboard. It is time to take action and make smart decisions about money.
    The Advocacy Network will be providing important and timely financial information on WMTS. We will have 4 hours of programming that will provide our listeners with practical and profitable financial strategies. You will learn about growth companies in Canada, Europe, Dubai and other Global international opportunities. You will learn how to best make these investments and where to find the best professionals to deal with. You will gain perspective and have the peace of mind in knowing that all our introductions are fully vetted and pass through the most diligent due diligence process.
    Watch for the programming schedule to be announced soon, and get registered and set up at

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    The Media Fail To Start A Race War

    Any true discussion on race needs to started and promoted with the moderates on each side, the far extremes on both sides are meaningless rhetoric to any real discussions that include common sense and civility.

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    Risk Free is a Myth

    The greatest myth ever perpetrated on a society is the concept of risk free. There is nothing that is totally free of risk. Daily living is a risk. Every event in your life contains some element of risk. When you eat a meal you take a risk that the food is cooked properly and is bacteria free. You also take on the risk that you will chew the food and successfully swallow it. You take a risk when you get on public transportation, get in your car or cross the street. It goes on and on as there are an infinite amount of examples about your life and risk.
    For our purposes though we are strictly focused on financial or investment risk. How many offers do you receive daily that suggest they have a risk free opportunity for you? Some of these are not even sensible let alone reasonable. Why waste your greatest asset which is time even considering these ridiculous offers? The vast majority of scams are predicated upon the basis of being without risk. They offer incredible return for ZERO risk. Please, take a moment and consider how impossible this is. If you could get 800% return on your money in 5 days, why would the promoters need any more money? Why would they seek your capital? One investor at 800% every 5 days would be more than sufficient to provide a continuous stream of capital for ongoing trading. Why would any investor withdraw 100% of their capital when they can simply keep rolling over the gains each time and continue to make 800% with no risk?

    Of course we all know the answers to these questions and yet everyday there are more victims created by the allure of risk free opportunities to double, triple, quadruple or even make 10x their investment.
    All industries have created some form of the myth, the financial services industry has multiple versions of this myth all of which end up with you chasing your money.

    At least degenerate gamblers find a bottom. Scam victims or marks as they are called never seem to find a bottom; they just continue to chase their money with one bad decision after another. We have all experienced a loss of money, yet the most important step is what happens next. If you become a chaser then you are doomed to continued failure and ultimate destitution. If you step back and identify what happened and how it happened you are on the road to recovery. Just as gains cannot be found overnight, losses can’t be recovered overnight.
    Patience and discipline is the key to financial success. The discipline aspect includes the sensibility to review, research and complete due diligence before making a decision. The wisdom to have a third party non-biased set of eyes on any monetary or financial decisions is also priceless. A third party advocate can review your opportunities with no personal bias and also see the obstacles that most individuals will conveniently over look. The sub-conscious is an amazing power. If you ignore your intuitions you will become an easy prey those who are seeking victims.

    Why is risk free impossible? There are many reasons, time however allows for us to cover only one. The concept of scarcity has long been fundamental to financial markets. If something is scarce it increases in value as the demand continues to chase a perceived scarcity. Risk is a component of scarcity. Without risk how could the value of scarcity increase? Over time the truth of risk has become a greater value is associated with the greater risk. When you are willing to take on greater risk you are entitled to greater rewards. If everyone could simply walk in risk free then the market cannot grow in value, it will become flat. For this reason the proffer of risk free doesn’t equate with the market place. If you decide to lend money to an associate who has little or no collateral then you have a greater risk that that associate will default on the loan and you will receive zero value in return. For this risk you are entitled to a greatly increased return on investment or ROI. The fact is that the other party has zero hard asset value to offer in return, and therefore the risk is measured upon the ability to return the capital you have laid out. This elementary concept is the foundation of all risk profiling. Anyone who tries to sell an exceptional return with zero risk is just a fool or a con man. Either one is equally dangerous for your financial future.
    A simple investment rule that can help you avoid losses is don’t invest in fairy tales and myths. Risk free is a myth.

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